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Choosing what to buy

The gold-silver ratio explained — and what it says in 2026

The gold-silver ratio currently sits at about 1:83 — one ounce of gold costs as much as 83 ounces of silver. Historically it has mostly moved between 40 and 90. Some read high values as a sign that silver is relatively cheap; the figure is not a reliable buy signal.

As at July 2026 5 min. read MetalReserve editorial team

In brief

The calculation: gold price per ounce divided by silver price per ounce.
Currently around 1:83, with a historical range of mostly 40 to 90.
Silver has industrial demand and therefore moves more than gold.
For buyers in Germany, VAT on silver distorts the pure metal arithmetic.

How the ratio is calculated

The arithmetic is simple: the gold price per troy ounce divided by the silver price per troy ounce. Both must be quoted in the same currency.

Figure
Value
Gold per troy ounce
€2,312.45
Silver per troy ounce
€27.83
Gold-silver ratio
83.1
Meaning
1 oz of gold = 83 oz of silver

Because both prices move in the same unit, the ratio is currency-neutral. It changes only when the relationship between the metals shifts — not when the euro or the dollar appreciates or depreciates.

The historical range

Over recent decades the ratio has mostly sat between 40 and 90. In phases of strong silver demand it fell into the 30s; in crises marked by a flight into gold it rose above 100. There is no natural equilibrium value: the often-quoted 1:15 relationship comes from a time when both metals were currency metals with fixed exchange rates. That basis disappeared over a century ago.

Range
Reading
Typical market conditions
under 50
silver relatively expensive
strong industrial or investment demand
50–70
the middle range
a quiet market
70–90
silver relatively cheap
gold favoured as a crisis anchor
over 90
historically high
risk aversion, weak industry

Why silver moves more

About half of silver demand comes from industry — photovoltaics, electronics, medical technology. That demand tracks the economic cycle. Gold, by contrast, is bought mainly as a store of value and for jewellery, which is steadier.

On top of that, the silver market is considerably smaller. The same absolute sums of money move the price further. So if you buy silver, expect larger swings in both directions than with gold.

What the ratio does not capture for buyers in Germany

The figure compares metal prices, not purchase prices. In Germany, silver carries 19 percent VAT while investment gold carries none. That shifts the relationship between actual final prices noticeably against silver.

So work with final prices when you make a buying decision: the metal ratio can look attractive while the real round-trip cost of silver is considerably higher because of tax and a larger premium.

If you want to use the ratio as a switching rule, build the tax and the premium on both sides into the calculation — otherwise the round trip eats up the supposed advantage.

Common questions

What is the gold-silver ratio right now?

It sits at around 1:83 — one troy ounce of gold costs roughly as much as 83 troy ounces of silver. The figure changes daily with both prices.

How do you calculate the gold-silver ratio?

Divide the gold price per troy ounce by the silver price per troy ounce, both in the same currency. At €2,312.45 and €27.83 that gives 83.1.

Is a high ratio a buy signal for silver?

Not necessarily. A high ratio shows that silver is cheaply valued relative to gold, but says nothing about future performance. There has been no natural equilibrium value since the end of the currency link.

Why does silver move more than gold?

Because about half of silver demand comes from industry and therefore tracks the economic cycle. The silver market is also smaller, so the same sums of money move the price further.

Prices as at July 2026. Historical ranges say nothing about future performance. Not investment advice.

Read on

Silver in 2026
Why silver is more volatile than gold.
Crypto-to-gold calculator
Compare gold and silver directly.
Tax on silver
Why 19 percent shifts the arithmetic.