Which cryptocurrencies are accepted for buying gold?

MetalReserve accepts more than 100 cryptocurrencies, including Bitcoin, Ethereum, Tether (USDT), USD Coin (USDC), XRP, Solana, BNB, Litecoin, Dogecoin, Cardano, Tron and Monero. Stablecoins are supported on several chains, for example USDT on ERC-20, TRC-20 and Solana.

Which cryptocurrency is cheapest to buy with?

The cheapest are networks with low fees and fast finality: Lightning, Solana, Tron (USDT TRC-20) and XRP are typically under 0.05 euros in network fees. Ethereum mainnet is the most expensive, depending on load.

Why are stablecoins practical for buying precious metals?

Stablecoins such as USDT, USDC or DAI barely move inside the price-lock window. The amount you send therefore matches the invoice amount very closely, unlike volatile coins.

Buy gold with cryptocurrency – 100+ coins accepted

Buy gold with Bitcoin

BTC · Tier 1

ChainsBitcoin, Lightning

Confirmations2 · instant over Lightning

Typical durationapprox. 20 min.

Network fee approx.€1.20 · Lightning <€0.01

Over Lightning the payment is final immediately and costs virtually nothing — ideal for amounts under €1,000.

Pay with BTC

Buy gold with Ethereum

ETH · Tier 1

ChainsERC-20 mainnet, Arbitrum, Optimism, Base

Confirmations12

Typical durationapprox. 3 min.

Network fee approx.€2–8 mainnet · <€0.10 on L2

Gas fees on mainnet swing widely. Over Arbitrum, Optimism or Base you pay a fraction of that.

Pay with ETH

Buy gold with Tether

USDT · Tier 1

ChainsTRC-20 (Tron), ERC-20, Solana, BEP-20

Confirmations20 TRC-20 · 12 ERC-20

Typical durationapprox. 1–3 min.

Network fee approx.€0.80 TRC-20 · €2–8 ERC-20

The most-used way to pay for precious metals. TRC-20 is the cheapest. Always check the chain before you send.

Pay with USDT

Buy gold with USD Coin

USDC · Tier 1

ChainsERC-20, Solana, Base, Arbitrum, Polygon

Confirmations12 ERC-20 · 32 Solana

Typical durationunder 1 min.

Network fee approx.<€0.05 Solana · €2–8 ERC-20

Fully reserved and attested monthly. Over Solana or Base it is effectively free and final within seconds.

Pay with USDC

Buy gold with XRP

XRP · Tier 1

ChainsXRP Ledger

Confirmations1

Typical durationapprox. 5 sec.

Network fee approx.<€0.01

Very fast finality at minimal cost. No destination tag is required with us.

Pay with XRP

Buy gold with Solana

SOL · Tier 1

ChainsSolana

Confirmations32

Typical durationunder 1 min.

Network fee approx.<€0.01

Extremely low fees. When the network is congested, confirmation can occasionally take longer.

Pay with SOL

Buy gold with BNB

BNB · Tier 1

ChainsBEP-20 (BNB Smart Chain)

Confirmations15

Typical durationapprox. 1 min.

Network fee approx.approx. €0.15

Cheap and fast. Make sure you use BEP-20 and not BEP-2.

Pay with BNB

Buy gold with Litecoin

LTC · Tier 1

ChainsLitecoin

Confirmations6

Typical durationapprox. 15 min.

Network fee approx.approx. €0.03

A proven route with short block times and very low fees.

Pay with LTC

Buy gold with Dogecoin

DOGE · Tier 1

ChainsDogecoin

Confirmations20

Typical durationapprox. 20 min.

Network fee approx.approx. €0.20

Fully accepted. Because it moves quickly, we recommend sending promptly inside the price-lock window.

Pay with DOGE

Buy gold with Cardano

ADA · Tier 1

ChainsCardano

Confirmations15

Typical durationapprox. 5 min.

Network fee approx.approx. €0.15

Deterministic fees — no surprises about what a transaction will cost.

Pay with ADA

Buy gold with Tron

TRX · Tier 1

ChainsTron

Confirmations20

Typical durationapprox. 1 min.

Network fee approx.<€0.10

The base chain for USDT TRC-20, and one of the cheapest payment options in its own right.

Pay with TRX

Buy gold with Monero

XMR · Tier 1

ChainsMonero

Confirmations10

Typical durationapprox. 20 min.

Network fee approx.approx. €0.02

A privacy coin. The purchase is still subject to anti-money-laundering identification — above €2,000 you identify yourself just as you would anywhere else.

Pay with XMR