Yes — you can pay for physical gold directly with Bitcoin. At MetalReserve you pick a bar or a bullion coin, pay on-chain or over Lightning, and we deliver the metal to your address, insured and neutrally packed.
Every price is based on the LBMA spot price plus a transparently stated premium. The conversion rate is locked for 15 minutes when you pay, so Bitcoin's volatility does not work against you.
Pay with Bitcoin and you hand over no IBAN and no card number. Nothing appears on a bank statement, no record is created at a payment provider, and no credit agency is queried. We collect only what the invoice and insured delivery require — and log no IP addresses while doing it.
Five steps from basket to insured delivery. You need no exchange account and no bank transfer.
Bars from 1 g to 1 kg, or bullion coins such as the Krugerrand and Maple Leaf. The price shows the spot price and the premium separately.
At checkout, select Bitcoin on-chain or Lightning. We convert the euro amount into BTC at the current rate.
The price lock holds the rate for 15 minutes. Send the amount from your own wallet inside that window — non-custodial stays non-custodial.
Two on-chain confirmations, usually around 20 minutes. Over Lightning the payment is final immediately.
Neutral packaging, transit insurance for the full value, delivery against signature within 2–5 working days.
Tokenised gold such as PAXG or XAUT represents gold on a blockchain. The premium is lower and it trades in seconds — but it remains a claim against an issuer and that issuer's vault.
Physical bars and coins cost a 2–5% premium and have to be stored. In return there is no counterparty, no smart-contract risk and no issuer that can fail. If you hold Bitcoin for self-custody reasons, physical gold follows the same logic.
Bars come exclusively from LBMA-accredited refineries, coins from state mints. Every bar carries its fineness, mint mark and serial number; larger units arrive in a sealed assay card.
Yes. Put bars or coins in your basket and choose Bitcoin at checkout — on-chain or over the Lightning Network. The euro amount is converted to BTC at the moment of payment and locked for 15 minutes. No bank is involved at any point.
The price lock holds the conversion rate for 15 minutes. If your payment arrives inside that window, the amount shown applies — no matter what the Bitcoin price does in the meantime. After that it is recalculated at the current rate.
Two on-chain confirmations, usually around 20 minutes. Over Lightning the payment is final immediately. As usual, the sender pays the network fee (gas fee).
In Germany, investment gold is exempt from VAT under §25c UStG. Silver has carried the full 19 percent rate on new coins and bars since 2025. Gains on a later sale are free of income tax after twelve months of holding, under §23 EStG. Swapping crypto for goods counts as a disposal of that crypto — have a tax adviser look at your case.
Every shipment is transit-insured for its full value, packed neutrally and delivered against signature only. Above the €100 minimum order, shipping is free. On request we deliver to a DHL Packstation.
As a dealer bound by anti-money-laundering law, we identify buyers from a transaction value of €2,000 (Germany). Below that you buy discreetly, but never anonymously — we store only what the law requires.
Tax information refers to Germany as at 2026 and is general information — not tax or investment advice. For your own situation, please speak to a tax adviser.
MetalReserve ships LBMA-certified precious metals to every German city, insured and discreetly — quickly, securely and with free delivery.