GOLD€2,312.45+0.42% SILVER€27.83+0.18% BTC€62,450+1.24% ETH€3,245−0.31% Free insured shipping over €100 · €100 minimum order
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MR MetalReserve Precious metals · Crypto
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How buying with crypto works

The rate is locked for 15 minutes when you pay — what you see is what you pay. Here is how the price lock, confirmations and network fees fit together, and from what point ID is required.

The price lock

Precious metal prices move in euros, and crypto rates move against the euro on top of that. Without a price lock, nobody would know which amount finally applies. So the moment you confirm your payment method, MetalReserve freezes both sides: the price of the goods and the conversion rate.

The window is 15 minutes. If your payment arrives within it, the amount shown applies — even if Bitcoin loses or gains five percent in the meantime. If you want to avoid price movement altogether, pay with a stablecoin such as USDT, USDC or DAI.

15 min.
Rate locked once the payment method is confirmed
1–32
Confirmations until release, depending on the network
2–5 days
Insured delivery once payment is confirmed

What happens if you overpay or underpay?

Case
What we do
Payment inside the window, amount correct
The order is released automatically once the required confirmations arrive.
Payment after the window closes
Recalculated at the current rate. You receive an email showing the difference.
Underpayment
You can top up to the same address. The order stays reserved for you.
Overpayment
Refunded in the same currency to an address you give us.

Network fees compared

The network fee (gas fee) is paid by the sender to the network, not to us. It is not part of the invoice amount. If you want to keep fees down, pick one of the following.

Lightning
under €0.01 · final immediately
XRP, Solana
under €0.01 · seconds
USDT TRC-20
approx. €0.80 · 1–3 minutes
Ethereum mainnet
€2–8 · depends on load

From what point do I need ID?

As a precious-metals dealer bound by anti-money-laundering law, we identify buyers above certain thresholds. Below them you buy discreetly — but never anonymously. We store only what the law requires and pass on no data that is not needed for shipping and bookkeeping.

Country
Threshold
Legal basis
Germany
€2,000
Money Laundering Act (GwG)
Austria
€10,000
FM-GwG
Switzerland
CHF 15,000
AMLA (CH)

Figures on thresholds and taxes reflect the position in 2026 and are general information — not legal, tax or investment advice.

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